How much can I borrow?

The exact amount you can borrow is determined by your income, financial obligations, and the property’s value. Under ‘Calculate,’ you can use our tools to quickly estimate how much you can borrow.

In which regions does De Financiële Alliantie operate?

De Financiële Alliantie has years of experience with mortgages, allowing us to provide reliable, honest, and independent advice. This can be done not only at our office in Zwolle, but also online or at your kitchen table anywhere in the Netherlands.

Is De Financiële Alliantie independent?

A clear YES: completely independent! We provide fully independent mortgage advice. We receive no compensation from any lender; instead, our clients cover our fees. This allows us to offer all possible lenders. Together, we’ll find the best provider with the best terms and the lowest rate!

Does the 30% tax ruling increase my mortgage?

It can. Some lenders take the 30% ruling into account, which may increase your borrowing capacity. Whether it truly benefits you depends on your personal situation and future plans.

Can I use savings from abroad?

Yes. Foreign savings are accepted, as long as the origin of the funds is clear and traceable. Banks may ask for bank statements and proof of origin.

How much savings do I need as an expat?

In addition to the purchase price, you typically need around 4–6% of the property value for buyer’s costs. This amount cannot always be included in the mortgage.

Home » Team » Jan van Kooy

Jan van Kooy

Director & owner

Welcome! I’m Jan , and I’d love to share my story with you. Let’s get acquainted…

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For your mortgage journey, I am your guide and your rock in the storm. I am your go-to person throughout the mortgage application process. Such an application often brings many stresses, and it’s comforting to have someone to turn to who can answer your questions.

This mortgage journey may involve purchasing the home you wish to buy, making renovations, refinancing, or even dealing with a divorce. I’ll take you by the hand, and together we will ensure a smooth and pleasant outcome.

In addition to mortgages, you can also turn to me for your property insurance and personal asset management. In this area too, I am your rock during your journey. Together, I’m here for you in a friendly and personal manner!

My name is Jan van Kooy. Ever since I was young, I’ve wanted to enjoy coffee with people at their kitchen tables, fulfilling the wishes of my clients. I didn't know what that wish was until I had a conversation about my mortgage with Erik Verberg, my mortgage advisor back then. That discussion opened my eyes, and I realized that giving mortgage advice was what I had been describing all those years. I have now been doing this for many years with great pleasure.

My goal is to elevate the team at De Financiële Alliantie to the next level. We have been providing sound advice for several years, but I want to further develop that. At De Financiële Alliantie, we do more—much more—than just mortgages, and that needs to be recognized. I want to assist everyone in realizing their dreams!

Rated 9.9 by our clients
Transparent and independent advice
Personal and fast communication
Advisors with years of experience
Experience with expat income & contracts

Ask Jan your question or have him call you back

De Financiële Alliantie

Govert Flinckstraat 1 8021 ET Zwolle
+31384214457
info@dfamail.nl

Rated 9.9 by our clients
Transparent and independent advice
Personal and fast communication
Advisors with years of experience
Experience with expat income & contracts