How much can I borrow?

The exact amount you can borrow is determined by your income, financial obligations, and the property’s value. Under ‘Calculate,’ you can use our tools to quickly estimate how much you can borrow.

In which regions does De Financiële Alliantie operate?

De Financiële Alliantie has years of experience with mortgages, allowing us to provide reliable, honest, and independent advice. This can be done not only at our office in Zwolle, but also online or at your kitchen table anywhere in the Netherlands.

Is De Financiële Alliantie independent?

A clear YES: completely independent! We provide fully independent mortgage advice. We receive no compensation from any lender; instead, our clients cover our fees. This allows us to offer all possible lenders. Together, we’ll find the best provider with the best terms and the lowest rate!

Does the 30% tax ruling increase my mortgage?

It can. Some lenders take the 30% ruling into account, which may increase your borrowing capacity. Whether it truly benefits you depends on your personal situation and future plans.

Can I use savings from abroad?

Yes. Foreign savings are accepted, as long as the origin of the funds is clear and traceable. Banks may ask for bank statements and proof of origin.

How much savings do I need as an expat?

In addition to the purchase price, you typically need around 4–6% of the property value for buyer’s costs. This amount cannot always be included in the mortgage.

Home » Insurance » Personal

Personal Insurance: Everyday Peace of Mind

Sometimes, accidents happen — at someone else’s home, a conflict at work, or a trip that suddenly gets cancelled. With the right personal insurance, you’ll be better prepared for life’s unexpected moments. Whether it’s legal support, liability coverage, or travel protection, we’re here to help with clear advice and the right coverage.

Prefer to compare your premium right away? Click the button below.

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Which Insurance Would You Like to Take Out?

From liability to legal assistance, and from travel to cyber protection — choose the insurance that fits your situation below. For each type of insurance, we clearly explain what it covers, what to watch out for, and how to protect yourself properly and affordably.

Liability Insurance

Cancellation Insurance

Cyber Insurance

Legal Assistance Insurance

Travel Insurance

Where Can I Compare My Premium?

At De Financiële Alliantie, we look beyond just the lowest price. We compare the top insurers in the Netherlands based on:

Premiums
Policy Conditions
Customer Satisfaction
Claims Handling

This ensures you’re not just getting a cheap deal, but also the right coverage. Want to find out which home insurance suits you best? Request a free comparison or schedule a no-obligation consultation.

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