Before you start house hunting in the Netherlands, it’s important to know how much mortgage you can get. With our Dutch mortgage calculator, you can calculate your maximum mortgage in just a few seconds giving you a clear budget before you start bidding.
Our mortgage calculator provides a quick and realistic estimate based on Dutch lending rules. Want absolute certainty? Our independent advisors are happy to calculate your maximum mortgage personally.
Use our mortgage calculator Netherlands to instantly see:
The most important factors are:
Your maximum mortgage is determined by several factors. Dutch lenders follow strict rules, which is why your borrowing capacity may differ from other countries.
Our calculator gives a reliable estimate, but it is not a final mortgage offer.
The exact amount depends on:
That’s why many buyers choose to have their calculation checked by an advisor (especially in a competitive housing market).
Are you an expat or entrepreneur? Our mortgage calculator also works for:
Simply select the appropriate option and enter your income details. Some situations require additional assessment which we’re happy to do for you.
In addition to your maximum mortgage, you may want to know your monthly payments.
Your monthly costs depend on:
Use our monthly payment calculator to get instant insight into your expected costs.
At De Financiële Alliantie:
One of our advisors, Carla, has gone through the Dutch housing system as an expat herself and understands how important clarity is when making financial decisions.
Online calculators are a great first step but they are always an estimate.
If you want to know exactly how much you can borrow:
Would you like to close a mortgage with the help of De Financiële Alliantie?
0%
Independent mortgage advice
0
mortgages arranged since 2018
0
Our customer satisfaction score according to Advieskeuze.nl!
0
Access to 41 independent mortgage lenders
With the help of Laurens from De Financiële Alliantie, we were able to arrange the mortgage for our new home in no time. Less than two weeks after the purchase agreement, the mortgage was finalized, thanks to Laurens’s proactive approach. We had great conversations, received excellent advice, and it felt very personal. A huge thank you to De Financiële Alliantie, and especially to Laurens, for all your help! Highly recommended.
Erik en Mirjam via Google.nl on 18-7-2024
Laurens Thunnissen
We were recently very well assisted by De Financiële Alliantie regarding our mortgage application. Mr. Eric Fillet (advisor) helped us navigate the maze of the financial world. We highly recommend Mr. Fillet.
Fam. van der Heide via Google.nl on 12-7-2024
Eric Fillet
We worked with Magda from De Financiële Alliantie. She really went above and beyond for us. Since my husband is a business owner, there are many rules to navigate when obtaining a mortgage. Thanks to Magda’s perseverance, clear explanations, and determination, we were able to secure the mortgage we wanted. Additionally, she is very pleasant to work with.
Ida Hoekstra via Google.nl on 12-7-2024
Magda van Veen
We received excellent assistance from Robin once again. He takes the time for you and always answers his phone. Communication is quick, and the advice is professional.
Wessel Idzerda via Google.nl on 11-7-2024
Robin van Dam
Having used the services of DFA three times, they have consistently provided the best advice tailored to our needs! They are very committed and prefer short, personal communication. If you need financial advice, I highly recommend DFA! (In our case, for a mortgage.)
E. Alten via Google.nl on 17-6-2024
Marcel van Assen
Great guidance, quick responses, and friendly people! Always available for any questions.
Tim van der Kolk via Google.nl on 5-6-2024
Joost Fokke
