How much can I borrow?

The exact amount you can borrow is determined by your income, financial obligations, and the property’s value. Under ‘Calculate,’ you can use our tools to quickly estimate how much you can borrow.

In which regions does De Financiële Alliantie operate?

De Financiële Alliantie has years of experience with mortgages, allowing us to provide reliable, honest, and independent advice. This can be done not only at our office in Zwolle, but also online or at your kitchen table anywhere in the Netherlands.

Is De Financiële Alliantie independent?

A clear YES: completely independent! We provide fully independent mortgage advice. We receive no compensation from any lender; instead, our clients cover our fees. This allows us to offer all possible lenders. Together, we’ll find the best provider with the best terms and the lowest rate!

Does the 30% tax ruling increase my mortgage?

It can. Some lenders take the 30% ruling into account, which may increase your borrowing capacity. Whether it truly benefits you depends on your personal situation and future plans.

Can I use savings from abroad?

Yes. Foreign savings are accepted, as long as the origin of the funds is clear and traceable. Banks may ask for bank statements and proof of origin.

How much savings do I need as an expat?

In addition to the purchase price, you typically need around 4–6% of the property value for buyer’s costs. This amount cannot always be included in the mortgage.

Make an appointment - De Financiële Alliantie

Make an appointment without any obligation

Which situation applies most to you?(Required)

Important:

Has your offer been accepted?
Congratulations! 🎉 In this stage timing is crucial. To move quickly and secure your mortgage approval, please call us directly at:

+31 38 421 44 57

Have you already found a property?

Important:

Is your mortgage application urgent (for example because you need to make an offer this week or have already purchased a property)?
Then please call us directly at: +31 38 421 44 57

Where and how would you like to meet?(Required)

At our office in Zwolle (Free parking available)

Online video consultation

At your home (within the Netherlands)

➜ We work nationwide and are happy to visit you at home if you prefer.

Address

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Have you spoken to a mortgage advisor before?

Your unique mortgage experience

Making an appointment is easy

We offer free, independent and reliable mortgage advice on matters such as: calculating your maximum mortgage, applying for a mortgage, lowering your mortgage interest or arranging a new construction mortgage together. Well arranged together.

Orientation together

At De Financiële Alliantie we start with a personal conversation to explore your financial wishes and goals. We listen carefully and take the time to understand your unique situation even if you are still at the very beginning.

We advise

With our expertise and your input, we will create a customized advice. We will explain everything clearly and understandably, so that you can make the right choices with confidence.

Getting Started

We take care of all the details and guide you through the entire process. From filling out forms to negotiating with lenders – we take the worry out of your hands.

Wish realized

Your dream comes true! Whether it is the purchase of your new home or the conclusion of a suitable insurance, we celebrate this success together with you.

De Financiële Alliantie

Govert Flinckstraat 1 8021 ET Zwolle
+31384214457
info@dfamail.nl

Rated 9.9 by our clients
Transparent and independent advice
Personal and fast communication
Advisors with years of experience
Experience with expat income & contracts

Looking for a mortgage advisor that suits you?

About us

At De Financiële Alliantie we make financial decisions understandable and accessible to everyone. We are here to guide our clients through the sometimes complicated process of mortgages, insurance and asset management. Our goal is not only to provide financial solutions, but also to create a positive and pleasant experience. We strive for personal contact, because we believe in building long-term relationships based on trust.

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Well arranged together.

Would you also like to take out a mortgage with the help of De Financiële Alliantie?

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Independent mortgage advice

mortgages arranged since 2018

Our customer satisfaction score according to Advieskeuze.nl!

Access to 41 independent mortgage lenders

Schedule an appointment with one of our advisors