How much can I borrow?

The exact amount you can borrow is determined by your income, financial obligations, and the property’s value. Under ‘Calculate,’ you can use our tools to quickly estimate how much you can borrow.

In which regions does De Financiële Alliantie operate?

De Financiële Alliantie has years of experience with mortgages, allowing us to provide reliable, honest, and independent advice. This can be done not only at our office in Zwolle, but also online or at your kitchen table anywhere in the Netherlands.

Is De Financiële Alliantie independent?

A clear YES: completely independent! We provide fully independent mortgage advice. We receive no compensation from any lender; instead, our clients cover our fees. This allows us to offer all possible lenders. Together, we’ll find the best provider with the best terms and the lowest rate!

Does the 30% tax ruling increase my mortgage?

It can. Some lenders take the 30% ruling into account, which may increase your borrowing capacity. Whether it truly benefits you depends on your personal situation and future plans.

Can I use savings from abroad?

Yes. Foreign savings are accepted, as long as the origin of the funds is clear and traceable. Banks may ask for bank statements and proof of origin.

How much savings do I need as an expat?

In addition to the purchase price, you typically need around 4–6% of the property value for buyer’s costs. This amount cannot always be included in the mortgage.

Home » Team » Dries Vis

Dries Vis

Mortgage Advisor

Warm welcome! My name is Dries, your personal home advisor. Let’s take a moment to get to know each other better…

Direct contact?

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I’ve been happily living in beautiful Zwolle for over 10 years with my wife, three children, and our Maltese, Spike. For the past year, we’ve been enjoying life in the vibrant neighborhood of Stadshagen.

Outside of my passion for work, I love spending time on the golf course, reading, cooking, and embracing life’s big and small moments.

I’ve spent most of my career in the financial sector with Rabobank and ING, primarily supporting business owners. After studying at Windesheim, I further specialized at Tilburg University. Through continuous education, I stay up-to-date with the latest developments.

In addition to mortgages, I also enjoy helping people with financial planning, like wealth management. Think about your children’s education, early retirement, or supplementing your pension—both in the Zwolle region and beyond.

For me, openness and honesty are essential to finding the right solution together. Everyone is unique and has different needs depending on their life stage and personal circumstances. I love listening to these, so we can achieve something meaningful together. Clear communication, swift response, and direct contact are key.

I take joy in seeing people achieve their goals, whether it’s a mortgage or early retirement. Personal contact is what I thrive on.

I’ll be your personal financial advisor and partner, with open communication and clear language, now and into the future. How great is it to have a dedicated home advisor always aiming for shared success?

Rated 9.9 by our clients
Transparent and independent advice
Personal and fast communication
Advisors with years of experience
Experience with expat income & contracts

Ask Dries your question or have him call you back

De Financiële Alliantie

Govert Flinckstraat 1 8021 ET Zwolle
+31384214457
info@dfamail.nl

Rated 9.9 by our clients
Transparent and independent advice
Personal and fast communication
Advisors with years of experience
Experience with expat income & contracts